2012 MAD to SBD Historical Review

YEARLY HIGH

0.8885 SBD

YEARLY LOW

0.7781 SBD

YEARLY AVERAGE

0.8261 SBD

2012 MAD to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the MAD to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.8885. Conversely, the yearly low was recorded on July 24, dropping to 0.7781.

This high-to-low spread represents a total annual volatility of 0.1103 SBD. From a start-to-finish perspective, comparing the January average rate of 0.8520 to the December average rate of 0.8356, the exchange rate registered a net change of -1.93% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.8885 was down 10.41% compared to the 2011 peak of 0.9917, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 4,442 SBD

2011 Average 4,704 SBD

Yearly Trough Low 3,891 SBD

Transaction Impact: A difference of 551.69 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.8577

0.7890

JanuMarcMayJulySeptNove

MAD to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8346, compared to 0.8177 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0169 points.

H1 Avg (Jan–Jun) 0.8346

H2 Avg (Jul–Dec) 0.8177

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0580 SBD (High: 0.8885 / Low: 0.8305). On the other end, April was the most stable month, with a tight range of 0.0091 SBD (High: 0.8473 / Low: 0.8382).

January Spread (Volatile) ±0.0580

April Spread (Stable) ±0.0091

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0413 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0413

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.8520) against the same month in 2011 (average: 0.9332), the exchange rate shifted by -0.0812 (-8.70%).

2012 Avg (January) 0.8520

2011 Avg (January) 0.9332

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8885	0.8305	0.8520
February	0.8417	0.8314	0.8360
March	0.8498	0.8402	0.8454
April	0.8473	0.8382	0.8418
May	0.8444	0.8248	0.8369
June	0.8101	0.7884	0.7955
July	0.8186	0.7781	0.8015
August	0.8054	0.7875	0.7947
September	0.8378	0.8030	0.8215
October	0.8452	0.8223	0.8314
November	0.8383	0.8112	0.8213
December	0.8432	0.8253	0.8356