2016 MAD to SBD Historical Review

YEARLY HIGH

0.8431 SBD

YEARLY LOW

0.7609 SBD

YEARLY AVERAGE

0.8074 SBD

2016 MAD to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the MAD to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 14, valuing the pair at 0.8431. Conversely, the yearly low was recorded on December 19, dropping to 0.7609.

This high-to-low spread represents a total annual volatility of 0.0822 SBD. From a start-to-finish perspective, comparing the January average rate of 0.8220 to the December average rate of 0.7803, the exchange rate registered a net change of -5.07% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.8431 was up 0.72% compared to the 2015 peak of 0.8371, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 4,216 SBD

2015 Average 4,031 SBD

Yearly Trough Low 3,805 SBD

Transaction Impact: A difference of 411.21 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.8361

0.7753

JanuMarcMayJulySeptNove

MAD to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8169, compared to 0.7980 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0189 points.

H1 Avg (Jan–Jun) 0.8169

H2 Avg (Jul–Dec) 0.7980

Volatility Range Comparison

Volatility

The most volatile month in 2016 was December, with a trading range of 0.0384 SBD (High: 0.7993 / Low: 0.7609). On the other end, July was the most stable month, with a tight range of 0.0115 SBD (High: 0.8104 / Low: 0.7989).

December Spread (Volatile) ±0.0384

July Spread (Stable) ±0.0115

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2016. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0150 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0150

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2016: 0.8311) against the same month in 2015 (average: 0.8086), the exchange rate shifted by +0.0225 (+2.78%).

2016 Avg (February) 0.8311

2015 Avg (February) 0.8086

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8322	0.8104	0.8220
February	0.8431	0.8213	0.8311
March	0.8283	0.8094	0.8169
April	0.8280	0.8095	0.8213
May	0.8161	0.7985	0.8062
June	0.8108	0.7947	0.8039
July	0.8104	0.7989	0.8047
August	0.8102	0.7970	0.8043
September	0.8155	0.8011	0.8063
October	0.8052	0.7919	0.7984
November	0.8043	0.7832	0.7937
December	0.7993	0.7609	0.7803