2013 MAD to SBD Historical Review

YEARLY HIGH

0.8869 SBD

YEARLY LOW

0.8145 SBD

YEARLY AVERAGE

0.8511 SBD

2013 MAD to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the MAD to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.8869. Conversely, the yearly low was recorded on March 28, dropping to 0.8145.

This high-to-low spread represents a total annual volatility of 0.0724 SBD. From a start-to-finish perspective, comparing the January average rate of 0.8449 to the December average rate of 0.8765, the exchange rate registered a net change of 3.74% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.8869 was down 0.18% compared to the 2012 peak of 0.8885, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 4,435 SBD

2012 Average 4,131 SBD

Yearly Trough Low 4,073 SBD

Transaction Impact: A difference of 361.92 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.8810

0.8274

JanuMarcMayJulySeptNove

MAD to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8439, compared to 0.8584 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0145 points.

H1 Avg (Jan–Jun) 0.8439

H2 Avg (Jul–Dec) 0.8584

Volatility Range Comparison

Volatility

The most volatile month in 2013 was January, with a trading range of 0.0375 SBD (High: 0.8700 / Low: 0.8325). On the other end, November was the most stable month, with a tight range of 0.0148 SBD (High: 0.8729 / Low: 0.8581).

January Spread (Volatile) ±0.0375

November Spread (Stable) ±0.0148

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0162 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0162

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 0.8765) against the same month in 2012 (average: 0.8356), the exchange rate shifted by +0.0410 (+4.90%).

2013 Avg (December) 0.8765

2012 Avg (December) 0.8356

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8700	0.8325	0.8449
February	0.8715	0.8344	0.8481
March	0.8444	0.8145	0.8319
April	0.8562	0.8209	0.8459
May	0.8693	0.8323	0.8427
June	0.8607	0.8401	0.8497
July	0.8460	0.8310	0.8377
August	0.8585	0.8421	0.8491
September	0.8629	0.8374	0.8518
October	0.8835	0.8572	0.8697
November	0.8729	0.8581	0.8655
December	0.8869	0.8639	0.8765