2022 MAD to SBD Historical Review

YEARLY HIGH

0.8770 SBD

YEARLY LOW

0.7332 SBD

YEARLY AVERAGE

0.8032 SBD

2022 MAD to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the MAD to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 13, valuing the pair at 0.8770. Conversely, the yearly low was recorded on September 28, dropping to 0.7332.

This high-to-low spread represents a total annual volatility of 0.1438 SBD. From a start-to-finish perspective, comparing the January average rate of 0.8693 to the December average rate of 0.7821, the exchange rate registered a net change of -10.03% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.8770 was down 4.09% compared to the 2021 peak of 0.9144, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 4,385 SBD

2021 Average 4,462 SBD

Yearly Trough Low 3,666 SBD

Transaction Impact: A difference of 718.79 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.8817

0.7331

JanuMarcMayJulySeptNove

MAD to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8329, compared to 0.7735 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0594 points.

H1 Avg (Jan–Jun) 0.8329

H2 Avg (Jul–Dec) 0.7735

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 0.0459 SBD (High: 0.7791 / Low: 0.7332). On the other end, December was the most stable month, with a tight range of 0.0176 SBD (High: 0.7930 / Low: 0.7754).

September Spread (Volatile) ±0.0459

December Spread (Stable) ±0.0176

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0348 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0348

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2022: 0.8693) against the same month in 2021 (average: 0.8989), the exchange rate shifted by -0.0296 (-3.29%).

2022 Avg (January) 0.8693

2021 Avg (January) 0.8989

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8770	0.8555	0.8693
February	0.8713	0.8465	0.8615
March	0.8460	0.8068	0.8267
April	0.8261	0.8031	0.8161
May	0.8228	0.8020	0.8103
June	0.8262	0.7993	0.8136
July	0.8133	0.7755	0.7971
August	0.8057	0.7780	0.7911
September	0.7791	0.7332	0.7620
October	0.7571	0.7393	0.7455
November	0.7725	0.7455	0.7633
December	0.7930	0.7754	0.7821