2018 MAD to SBD Historical Review

YEARLY HIGH

0.8621 SBD

YEARLY LOW

0.8238 SBD

YEARLY AVERAGE

0.8394 SBD

2018 MAD to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the MAD to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.8621. Conversely, the yearly low was recorded on August 15, dropping to 0.8238.

This high-to-low spread represents a total annual volatility of 0.0383 SBD. From a start-to-finish perspective, comparing the January average rate of 0.8397 to the December average rate of 0.8474, the exchange rate registered a net change of 0.92% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.8621 was up 1.40% compared to the 2017 peak of 0.8502, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 4,310 SBD

2017 Average 4,028 SBD

Yearly Trough Low 4,119 SBD

Transaction Impact: A difference of 191.47 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.8490

0.8296

JanuMarcMayJulySeptNove

MAD to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8398, compared to 0.8391 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.8398

H2 Avg (Jul–Dec) 0.8391

Volatility Range Comparison

Volatility

The most volatile month in 2018 was December, with a trading range of 0.0273 SBD (High: 0.8621 / Low: 0.8347). On the other end, October was the most stable month, with a tight range of 0.0068 SBD (High: 0.8423 / Low: 0.8355).

December Spread (Volatile) ±0.0273

October Spread (Stable) ±0.0068

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0137 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0137

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2018: 0.8474) against the same month in 2017 (average: 0.8252), the exchange rate shifted by +0.0222 (+2.69%).

2018 Avg (December) 0.8474

2017 Avg (December) 0.8252

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8548	0.8301	0.8397
February	0.8517	0.8352	0.8438
March	0.8517	0.8411	0.8459
April	0.8516	0.8377	0.8449
May	0.8383	0.8266	0.8312
June	0.8396	0.8276	0.8332
July	0.8461	0.8307	0.8365
August	0.8410	0.8238	0.8320
September	0.8441	0.8344	0.8387
October	0.8423	0.8355	0.8389
November	0.8466	0.8305	0.8409
December	0.8621	0.8347	0.8474