2019 MAD to SBD Historical Review

YEARLY HIGH

0.8687 SBD

YEARLY LOW

0.8271 SBD

YEARLY AVERAGE

0.8528 SBD

2019 MAD to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the MAD to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 17, valuing the pair at 0.8687. Conversely, the yearly low was recorded on April 1, dropping to 0.8271.

This high-to-low spread represents a total annual volatility of 0.0416 SBD. From a start-to-finish perspective, comparing the January average rate of 0.8506 to the December average rate of 0.8609, the exchange rate registered a net change of 1.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.8687 was up 0.77% compared to the 2018 peak of 0.8621, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 4,343 SBD

2018 Average 4,197 SBD

Yearly Trough Low 4,135 SBD

Transaction Impact: A difference of 208.21 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.8625

0.8440

JanuMarcMayJulySeptNove

MAD to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8492, compared to 0.8564 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0073 points.

H1 Avg (Jan–Jun) 0.8492

H2 Avg (Jul–Dec) 0.8564

Volatility Range Comparison

Volatility

The most volatile month in 2019 was January, with a trading range of 0.0285 SBD (High: 0.8631 / Low: 0.8346). On the other end, December was the most stable month, with a tight range of 0.0138 SBD (High: 0.8682 / Low: 0.8545).

January Spread (Volatile) ±0.0285

December Spread (Stable) ±0.0138

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0065 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0065

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2019: 0.8594) against the same month in 2018 (average: 0.8365), the exchange rate shifted by +0.0229 (+2.73%).

2019 Avg (July) 0.8594

2018 Avg (July) 0.8365

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8631	0.8346	0.8506
February	0.8614	0.8375	0.8504
March	0.8532	0.8319	0.8456
April	0.8555	0.8271	0.8460
May	0.8513	0.8329	0.8462
June	0.8665	0.8441	0.8562
July	0.8687	0.8463	0.8594
August	0.8623	0.8434	0.8529
September	0.8600	0.8422	0.8515
October	0.8634	0.8477	0.8567
November	0.8638	0.8461	0.8572
December	0.8682	0.8545	0.8609