2025 MAD to SBD Historical Review

YEARLY HIGH

0.9300 SBD

YEARLY LOW

0.8285 SBD

YEARLY AVERAGE

0.8898 SBD

2025 MAD to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the MAD to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 2, valuing the pair at 0.9300. Conversely, the yearly low was recorded on January 2, dropping to 0.8285.

This high-to-low spread represents a total annual volatility of 0.1015 SBD. From a start-to-finish perspective, comparing the January average rate of 0.8400 to the December average rate of 0.8916, the exchange rate registered a net change of 6.15% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.9300 was up 5.25% compared to the 2024 peak of 0.8836, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 4,650 SBD

2024 Average 4,239 SBD

Yearly Trough Low 4,143 SBD

Transaction Impact: A difference of 507.27 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.9298

0.8318

JanuMarcMayJulySeptNove

MAD to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8763, compared to 0.9033 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0270 points.

H1 Avg (Jan–Jun) 0.8763

H2 Avg (Jul–Dec) 0.9033

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0387 SBD (High: 0.9035 / Low: 0.8648). On the other end, December was the most stable month, with a tight range of 0.0086 SBD (High: 0.8961 / Low: 0.8874).

April Spread (Volatile) ±0.0387

December Spread (Stable) ±0.0086

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0121 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0121

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 0.9216) against the same month in 2024 (average: 0.8570), the exchange rate shifted by +0.0646 (+7.53%).

2025 Avg (July) 0.9216

2024 Avg (July) 0.8570

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8486	0.8285	0.8400
February	0.8496	0.8291	0.8443
March	0.8800	0.8447	0.8676
April	0.9035	0.8648	0.8907
May	0.9090	0.8945	0.9008
June	0.9251	0.9020	0.9144
July	0.9300	0.9036	0.9216
August	0.9184	0.9057	0.9110
September	0.9168	0.9035	0.9097
October	0.9087	0.8895	0.8976
November	0.8921	0.8831	0.8884
December	0.8961	0.8874	0.8916