2024 MAD to SBD Historical Review

YEARLY HIGH

0.8836 SBD

YEARLY LOW

0.8298 SBD

YEARLY AVERAGE

0.8477 SBD

2024 MAD to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the MAD to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 24, valuing the pair at 0.8836. Conversely, the yearly low was recorded on December 31, dropping to 0.8298.

This high-to-low spread represents a total annual volatility of 0.0538 SBD. From a start-to-finish perspective, comparing the January average rate of 0.8462 to the December average rate of 0.8366, the exchange rate registered a net change of -1.13% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.8836 was up 1.44% compared to the 2023 peak of 0.8711, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 4,418 SBD

2023 Average 4,124 SBD

Yearly Trough Low 4,149 SBD

Transaction Impact: A difference of 268.89 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.8727

0.8333

JanuMarcMayJulySeptNove

MAD to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8447, compared to 0.8506 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0059 points.

H1 Avg (Jan–Jun) 0.8447

H2 Avg (Jul–Dec) 0.8506

Volatility Range Comparison

Volatility

The most volatile month in 2024 was March, with a trading range of 0.0366 SBD (High: 0.8717 / Low: 0.8351). On the other end, February was the most stable month, with a tight range of 0.0113 SBD (High: 0.8475 / Low: 0.8361).

March Spread (Volatile) ±0.0366

February Spread (Stable) ±0.0113

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0140 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0140

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2024: 0.8694) against the same month in 2023 (average: 0.8454), the exchange rate shifted by +0.0240 (+2.84%).

2024 Avg (August) 0.8694

2023 Avg (August) 0.8454

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8511	0.8382	0.8462
February	0.8475	0.8361	0.8405
March	0.8717	0.8351	0.8420
April	0.8478	0.8316	0.8400
May	0.8590	0.8389	0.8494
June	0.8589	0.8427	0.8501
July	0.8631	0.8459	0.8570
August	0.8836	0.8529	0.8694
September	0.8701	0.8537	0.8575
October	0.8503	0.8368	0.8435
November	0.8476	0.8322	0.8399
December	0.8424	0.8298	0.8366