2012 NPR to BIF Historical Review

YEARLY HIGH

17.9188 BIF

YEARLY LOW

15.2132 BIF

YEARLY AVERAGE

16.4377 BIF

2012 NPR to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the NPR to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on October 5, valuing the pair at 17.9188. Conversely, the yearly low was recorded on January 1, dropping to 15.2132.

This high-to-low spread represents a total annual volatility of 2.7056 BIF. From a start-to-finish perspective, comparing the January average rate of 15.8249 to the December average rate of 17.4299, the exchange rate registered a net change of 10.14% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 17.9188 was up 2.76% compared to the 2011 peak of 17.4370, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 89,594 BIF

2011 Average 81,833 BIF

Yearly Trough Low 76,066 BIF

Transaction Impact: A difference of 13,527.88 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

17.6756

15.5426

JanuMarcMayJulySeptNove

NPR to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 16.0257, compared to 16.8498 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.8241 points.

H1 Avg (Jan–Jun) 16.0257

H2 Avg (Jul–Dec) 16.8498

Volatility Range Comparison

Volatility

The most volatile month in 2012 was September, with a trading range of 1.3451 BIF (High: 17.4855 / Low: 16.1404). On the other end, August was the most stable month, with a tight range of 0.2669 BIF (High: 16.3631 / Low: 16.0961).

September Spread (Volatile) ±1.3451

August Spread (Stable) ±0.2669

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.4447 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.4447

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2012: 17.4979) against the same month in 2011 (average: 15.8697), the exchange rate shifted by +1.6282 (+10.26%).

2012 Avg (October) 17.4979

2011 Avg (October) 15.8697

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	16.3430	15.2132	15.8249
February	16.6477	16.1241	16.4861
March	16.5720	15.7811	16.1394
April	16.4249	15.5956	15.9234
May	16.4629	15.4639	16.0599
June	16.0560	15.5459	15.7204
July	16.3392	15.9325	16.1488
August	16.3631	16.0961	16.2557
September	17.4855	16.1404	16.7133
October	17.9188	17.1569	17.4979
November	17.3909	16.6813	17.0532
December	17.5995	17.1965	17.4299