2013 NPR to BIF Historical Review

YEARLY HIGH

18.5082 BIF

YEARLY LOW

14.3387 BIF

YEARLY AVERAGE

16.6307 BIF

2013 NPR to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the NPR to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 4, valuing the pair at 18.5082. Conversely, the yearly low was recorded on September 4, dropping to 14.3387.

This high-to-low spread represents a total annual volatility of 4.1696 BIF. From a start-to-finish perspective, comparing the January average rate of 17.4759 to the December average rate of 15.6212, the exchange rate registered a net change of -10.61% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 18.5082 was up 3.29% compared to the 2012 peak of 17.9188, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 92,541 BIF

2012 Average 82,192 BIF

Yearly Trough Low 71,693 BIF

Transaction Impact: A difference of 20,847.75 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

18.4994

14.7771

JanuMarcMayJulySeptNove

NPR to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 17.6989, compared to 15.5626 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.1363 points.

H1 Avg (Jan–Jun) 17.6989

H2 Avg (Jul–Dec) 15.5626

Volatility Range Comparison

Volatility

The most volatile month in 2013 was August, with a trading range of 1.4624 BIF (High: 15.9077 / Low: 14.4453). On the other end, April was the most stable month, with a tight range of 0.3086 BIF (High: 18.2134 / Low: 17.9048).

August Spread (Volatile) ±1.4624

April Spread (Stable) ±0.3086

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 1.1830 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -1.1830

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2013: 18.1892) against the same month in 2012 (average: 16.4861), the exchange rate shifted by +1.7031 (+10.33%).

2013 Avg (February) 18.1892

2012 Avg (February) 16.4861

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	18.3424	17.0471	17.4759
February	18.5082	17.7889	18.1892
March	18.2044	17.1758	17.8860
April	18.2134	17.9048	18.0655
May	18.2021	17.1670	17.8798
June	17.1783	16.1251	16.6968
July	16.3383	15.7935	16.1674
August	15.9077	14.4453	15.3582
September	15.4821	14.3387	15.0873
October	15.7575	15.4321	15.6468
November	15.7004	15.3247	15.4945
December	15.8440	15.4859	15.6212