2015 NPR to BIF Historical Review

YEARLY HIGH

16.1147 BIF

YEARLY LOW

14.3601 BIF

YEARLY AVERAGE

15.2761 BIF

2015 NPR to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the NPR to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 14, valuing the pair at 16.1147. Conversely, the yearly low was recorded on December 14, dropping to 14.3601.

This high-to-low spread represents a total annual volatility of 1.7546 BIF. From a start-to-finish perspective, comparing the January average rate of 15.7115 to the December average rate of 14.6421, the exchange rate registered a net change of -6.81% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 16.1147 was down 2.36% compared to the 2014 peak of 16.5044, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 80,573 BIF

2014 Average 79,416 BIF

Yearly Trough Low 71,801 BIF

Transaction Impact: A difference of 8,772.82 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

15.9328

14.5247

JanuMarcMayJulySeptNove

NPR to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 15.5947, compared to 14.9574 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.6374 points.

H1 Avg (Jan–Jun) 15.5947

H2 Avg (Jul–Dec) 14.9574

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 0.9538 BIF (High: 16.1147 / Low: 15.1609). On the other end, February was the most stable month, with a tight range of 0.2463 BIF (High: 15.9293 / Low: 15.6831).

July Spread (Volatile) ±0.9538

February Spread (Stable) ±0.2463

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2015. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.8669 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.8669

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2015: 15.8155) against the same month in 2014 (average: 16.0981), the exchange rate shifted by -0.2827 (-1.76%).

2015 Avg (July) 15.8155

2014 Avg (July) 16.0981

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	15.9940	15.3751	15.7115
February	15.9293	15.6831	15.8006
March	15.8487	15.4804	15.6873
April	15.8312	15.4290	15.6509
May	15.5229	15.2341	15.3898
June	15.5368	15.1592	15.3284
July	16.1147	15.1609	15.8155
August	15.3213	14.6009	14.9486
September	14.9097	14.4910	14.6836
October	15.0817	14.7469	14.9403
November	14.9467	14.5264	14.7142
December	14.8840	14.3601	14.6421