2019 NPR to BIF Historical Review

YEARLY HIGH

16.8648 BIF

YEARLY LOW

15.7253 BIF

YEARLY AVERAGE

16.3605 BIF

2019 NPR to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the NPR to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 7, valuing the pair at 16.8648. Conversely, the yearly low was recorded on February 5, dropping to 15.7253.

This high-to-low spread represents a total annual volatility of 1.1395 BIF. From a start-to-finish perspective, comparing the January average rate of 15.9753 to the December average rate of 16.4853, the exchange rate registered a net change of 3.19% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 16.8648 was down 3.64% compared to the 2018 peak of 17.5025, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 84,324 BIF

2018 Average 81,397 BIF

Yearly Trough Low 78,627 BIF

Transaction Impact: A difference of 5,697.61 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

16.8471

15.8609

JanuMarcMayJulySeptNove

NPR to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 16.3027, compared to 16.4183 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1156 points.

H1 Avg (Jan–Jun) 16.3027

H2 Avg (Jul–Dec) 16.4183

Volatility Range Comparison

Volatility

The most volatile month in 2019 was March, with a trading range of 0.6142 BIF (High: 16.6183 / Low: 16.0041). On the other end, July was the most stable month, with a tight range of 0.2287 BIF (High: 16.8648 / Low: 16.6361).

March Spread (Volatile) ±0.6142

July Spread (Stable) ±0.2287

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.4999 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.4999

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2019: 16.7649) against the same month in 2018 (average: 16.1213), the exchange rate shifted by +0.6436 (+3.99%).

2019 Avg (July) 16.7649

2018 Avg (July) 16.1213

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	16.2927	15.7388	15.9753
February	16.1110	15.7253	15.9431
March	16.6183	16.0041	16.3732
April	16.6365	16.3119	16.4746
May	16.6278	16.2651	16.4589
June	16.7482	16.4579	16.5913
July	16.8648	16.6361	16.7649
August	16.6846	16.0764	16.2650
September	16.4200	15.9399	16.2584
October	16.5137	16.1871	16.3540
November	16.5692	16.2690	16.3823
December	16.5736	16.3374	16.4853