YEARLY HIGH
21.9090 BIF
YEARLY LOW
20.3932 BIF
YEARLY AVERAGE
21.2302 BIF

2025 NPR to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NPR to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 30, valuing the pair at 21.9090. Conversely, the yearly low was recorded on December 16, dropping to 20.3932.

This high-to-low spread represents a total annual volatility of 1.5158 BIF. From a start-to-finish perspective, comparing the January average rate of 21.3782 to the December average rate of 20.5444, the exchange rate registered a net change of -3.90% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 21.9090 was down 0.27% compared to the 2024 peak of 21.9688, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 109,545 BIF
2024 Average 107,754 BIF
Yearly Trough Low 101,966 BIF
Transaction Impact: A difference of 7,579.01 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

21.7915
20.4311
JanuMarcMayJulySeptNove

NPR to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 21.4697, compared to 20.9908 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.4789 points.

H1 Avg (Jan–Jun) 21.4697
H2 Avg (Jul–Dec) 20.9908

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.9737 BIF (High: 21.9090 / Low: 20.9354). On the other end, December was the most stable month, with a tight range of 0.2393 BIF (High: 20.6325 / Low: 20.3932).

March Spread (Volatile) ±0.9737
December Spread (Stable) ±0.2393

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.3078 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.3078

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2025: 21.3365) against the same month in 2024 (average: 21.5476), the exchange rate shifted by -0.2110 (-0.98%).

2025 Avg (March) 21.3365
2024 Avg (March) 21.5476

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 21.5901 21.0534 21.3782
February 21.4357 20.8666 21.2299
March 21.9090 20.9354 21.3365
April 21.8712 21.3787 21.6521
May 21.8678 21.4665 21.6781
June 21.7850 21.3100 21.5434
July 21.8178 21.1667 21.5257
August 21.3992 20.9040 21.2179
September 21.2039 20.6444 21.0140
October 21.1102 20.6973 20.8764
November 20.9486 20.5960 20.7661
December 20.6325 20.3932 20.5444