2026 NPR to BIF Historical Review

YEARLY HIGH

20.5876 BIF

YEARLY LOW

19.2968 BIF

YEARLY AVERAGE

19.8712 BIF

2026 NPR to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NPR to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 8, valuing the pair at 20.5876. Conversely, the yearly low was recorded on July 17, dropping to 19.2968.

This high-to-low spread represents a total annual volatility of 1.2908 BIF. From a start-to-finish perspective, comparing the January average rate of 20.3816 to the December average rate of 19.7273, the exchange rate registered a net change of -3.21% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 20.5876 was down 6.03% compared to the 2025 peak of 21.9090, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 102,938 BIF

2025 Average 106,150 BIF

Yearly Trough Low 96,484 BIF

Transaction Impact: A difference of 6,454.12 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

20.5006

19.3569

JanuMarcMayJuly

NPR to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 19.9650, compared to 19.5898 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3753 points.

H1 Avg (Jan–Jun) 19.9650

H2 Avg (Jul–Dec) 19.5898

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.9644 BIF (High: 20.3835 / Low: 19.4190). On the other end, August was the most stable month, with a tight range of 0.0000 BIF (High: 19.7273 / Low: 19.7273).

March Spread (Volatile) ±0.9644

August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.4529 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.4529

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 20.3816) against the same month in 2025 (average: 21.3782), the exchange rate shifted by -0.9966 (-4.66%).

2026 Avg (January) 20.3816

2025 Avg (January) 21.3782

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	20.5876	20.0245	20.3816
February	20.4996	20.1637	20.4053
March	20.3835	19.4190	19.9642
April	20.1215	19.6151	19.9162
May	19.6043	19.3943	19.4633
June	19.8042	19.4473	19.6595
July	19.6640	19.2968	19.4523
August	19.7273	19.7273	19.7273