YEARLY HIGH
3.7558 NAD
YEARLY LOW
3.3199 NAD
YEARLY AVERAGE
3.5665 NAD

2013 PEN to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the PEN to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 28, valuing the pair at 3.7558. Conversely, the yearly low was recorded on January 2, dropping to 3.3199.

This high-to-low spread represents a total annual volatility of 0.4359 NAD. From a start-to-finish perspective, comparing the January average rate of 3.4375 to the December average rate of 3.7213, the exchange rate registered a net change of 8.26% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 3.7558 was up 9.16% compared to the 2012 peak of 3.4407, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 18,779 NAD
2012 Average 15,574 NAD
Yearly Trough Low 16,599 NAD
Transaction Impact: A difference of 2,179.67 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

3.7497
3.4091
JanuMarcMayJulySeptNove

PEN to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.5163, compared to 3.6167 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1004 points.

H1 Avg (Jan–Jun) 3.5163
H2 Avg (Jul–Dec) 3.6167

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 0.3073 NAD (High: 3.6943 / Low: 3.3870). On the other end, February was the most stable month, with a tight range of 0.0573 NAD (High: 3.4726 / Low: 3.4153).

May Spread (Volatile) ±0.3073
February Spread (Stable) ±0.0573

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0701 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0701

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 3.7213) against the same month in 2012 (average: 3.3620), the exchange rate shifted by +0.3593 (+10.69%).

2013 Avg (December) 3.7213
2012 Avg (December) 3.3620

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.5271 3.3199 3.4375
February 3.4726 3.4153 3.4452
March 3.5902 3.4809 3.5398
April 3.5633 3.4074 3.5068
May 3.6943 3.3870 3.5257
June 3.7197 3.5885 3.6426
July 3.6524 3.5013 3.5726
August 3.6907 3.5040 3.5917
September 3.6647 3.5222 3.5922
October 3.6194 3.5340 3.5754
November 3.7082 3.5923 3.6467
December 3.7558 3.6397 3.7213