YEARLY HIGH
3.9715 NAD
YEARLY LOW
3.6990 NAD
YEARLY AVERAGE
3.8214 NAD

2014 PEN to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the PEN to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 30, valuing the pair at 3.9715. Conversely, the yearly low was recorded on May 24, dropping to 3.6990.

This high-to-low spread represents a total annual volatility of 0.2725 NAD. From a start-to-finish perspective, comparing the January average rate of 3.8645 to the December average rate of 3.8814, the exchange rate registered a net change of 0.44% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 3.9715 was up 5.74% compared to the 2013 peak of 3.7558, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 19,857 NAD
2013 Average 17,836 NAD
Yearly Trough Low 18,495 NAD
Transaction Impact: A difference of 1,362.34 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

3.9190
3.7140
JanuMarcMayJulySeptNove

PEN to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.8202, compared to 3.8226 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0024 points.

H1 Avg (Jan–Jun) 3.8202
H2 Avg (Jul–Dec) 3.8226

Volatility Range Comparison

Volatility

The most volatile month in 2014 was January, with a trading range of 0.2116 NAD (High: 3.9715 / Low: 3.7598). On the other end, April was the most stable month, with a tight range of 0.0743 NAD (High: 3.8092 / Low: 3.7349).

January Spread (Volatile) ±0.2116
April Spread (Stable) ±0.0743

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0748 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0748

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 3.8645) against the same month in 2013 (average: 3.4375), the exchange rate shifted by +0.4270 (+12.42%).

2014 Avg (January) 3.8645
2013 Avg (January) 3.4375

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.9715 3.7598 3.8645
February 3.9710 3.8249 3.9019
March 3.8668 3.7551 3.8271
April 3.8092 3.7349 3.7786
May 3.8058 3.6990 3.7311
June 3.8585 3.7765 3.8180
July 3.8835 3.7749 3.8268
August 3.8228 3.7429 3.7893
September 3.8956 3.7415 3.8315
October 3.8981 3.7393 3.8160
November 3.8476 3.7523 3.7906
December 3.9422 3.7676 3.8814