YEARLY HIGH
4.4525 NAD
YEARLY LOW
3.7915 NAD
YEARLY AVERAGE
4.0816 NAD

2017 PEN to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2017

During 2017, the PEN to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 13, valuing the pair at 4.4525. Conversely, the yearly low was recorded on December 30, dropping to 3.7915.

This high-to-low spread represents a total annual volatility of 0.6609 NAD. From a start-to-finish perspective, comparing the January average rate of 4.0564 to the December average rate of 4.0487, the exchange rate registered a net change of -0.19% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2017 high of 4.4525 was down 9.27% compared to the 2016 peak of 4.9075, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 22,262 NAD
2016 Average 21,783 NAD
Yearly Trough Low 18,958 NAD
Transaction Impact: A difference of 3,304.72 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2017.

4.3808
3.9060
JanuMarcMayJulySeptNove

PEN to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.0341, compared to 4.1290 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0949 points.

H1 Avg (Jan–Jun) 4.0341
H2 Avg (Jul–Dec) 4.1290

Volatility Range Comparison

Volatility

The most volatile month in 2017 was December, with a trading range of 0.4612 NAD (High: 4.2528 / Low: 3.7915). On the other end, January was the most stable month, with a tight range of 0.1311 NAD (High: 4.1295 / Low: 3.9984).

December Spread (Volatile) ±0.4612
January Spread (Stable) ±0.1311

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.2926 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.2926

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2017: 4.3412) against the same month in 2016 (average: 4.1123), the exchange rate shifted by +0.2290 (+5.57%).

2017 Avg (November) 4.3412
2016 Avg (November) 4.1123

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.1295 3.9984 4.0564
February 4.1255 3.9788 4.0528
March 4.1202 3.8346 3.9560
April 4.2947 3.9892 4.1442
May 4.1564 3.9328 4.0498
June 4.0232 3.8747 3.9456
July 4.1446 3.9568 4.0392
August 4.1498 4.0021 4.0819
September 4.1585 3.9676 4.0529
October 4.3745 4.0938 4.2101
November 4.4525 4.1341 4.3412
December 4.2528 3.7915 4.0487