YEARLY HIGH
4.9075 NAD
YEARLY LOW
3.9532 NAD
YEARLY AVERAGE
4.3570 NAD

2016 PEN to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the PEN to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 17, valuing the pair at 4.9075. Conversely, the yearly low was recorded on November 8, dropping to 3.9532.

This high-to-low spread represents a total annual volatility of 0.9542 NAD. From a start-to-finish perspective, comparing the January average rate of 4.7368 to the December average rate of 4.0834, the exchange rate registered a net change of -13.79% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 4.9075 was up 4.28% compared to the 2015 peak of 4.7059, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 24,537 NAD
2015 Average 20,036 NAD
Yearly Trough Low 19,766 NAD
Transaction Impact: A difference of 4,771.19 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

4.8021
4.0181
JanuMarcMayJulySeptNove

PEN to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.5535, compared to 4.1605 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3930 points.

H1 Avg (Jan–Jun) 4.5535
H2 Avg (Jul–Dec) 4.1605

Volatility Range Comparison

Volatility

The most volatile month in 2016 was May, with a trading range of 0.3911 NAD (High: 4.7180 / Low: 4.3269). On the other end, April was the most stable month, with a tight range of 0.1682 NAD (High: 4.5052 / Low: 4.3370).

May Spread (Volatile) ±0.3911
April Spread (Stable) ±0.1682

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2016. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.2302 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.2302

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 4.7368) against the same month in 2015 (average: 3.8491), the exchange rate shifted by +0.8878 (+23.06%).

2016 Avg (January) 4.7368
2015 Avg (January) 3.8491

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.9075 4.5375 4.7368
February 4.6218 4.3261 4.5066
March 4.7032 4.4310 4.5143
April 4.5052 4.3370 4.4244
May 4.7180 4.3269 4.5945
June 4.6478 4.3891 4.5444
July 4.4983 4.1613 4.3574
August 4.3144 4.0340 4.1294
September 4.3138 4.0246 4.1641
October 4.1987 4.0274 4.1162
November 4.2431 3.9532 4.1123
December 4.1516 3.9716 4.0834