YEARLY HIGH
4.7059 NAD
YEARLY LOW
3.7068 NAD
YEARLY AVERAGE
4.0058 NAD

2015 PEN to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the PEN to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 11, valuing the pair at 4.7059. Conversely, the yearly low was recorded on February 5, dropping to 3.7068.

This high-to-low spread represents a total annual volatility of 0.9991 NAD. From a start-to-finish perspective, comparing the January average rate of 3.8491 to the December average rate of 4.4554, the exchange rate registered a net change of 15.75% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 4.7059 was up 18.49% compared to the 2014 peak of 3.9715, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 23,529 NAD
2014 Average 19,105 NAD
Yearly Trough Low 18,534 NAD
Transaction Impact: A difference of 4,995.42 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

4.5244
3.6972
JanuMarcMayJulySeptNove

PEN to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.8444, compared to 4.1673 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3229 points.

H1 Avg (Jan–Jun) 3.8444
H2 Avg (Jul–Dec) 4.1673

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 0.4408 NAD (High: 4.7059 / Low: 4.2651). On the other end, May was the most stable month, with a tight range of 0.1091 NAD (High: 3.8539 / Low: 3.7448).

December Spread (Volatile) ±0.4408
May Spread (Stable) ±0.1091

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0845 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0845

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 4.4554) against the same month in 2014 (average: 3.8814), the exchange rate shifted by +0.5741 (+14.79%).

2015 Avg (December) 4.4554
2014 Avg (December) 3.8814

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.9314 3.7784 3.8491
February 3.8262 3.7068 3.7661
March 4.0247 3.7632 3.9054
April 3.8979 3.7838 3.8492
May 3.8539 3.7448 3.8032
June 3.9963 3.8225 3.8932
July 3.9751 3.8547 3.9144
August 4.1008 3.9442 3.9846
September 4.3403 4.1148 4.2453
October 4.3054 4.0300 4.1609
November 4.3134 4.1577 4.2432
December 4.7059 4.2651 4.4554