2021 PEN to NAD Historical Review
A comprehensive breakdown of exchange rate performance throughout the year 2021.
2021 PEN to NAD Performance & Market Timing Review
Analysis of key historical highlights and timing insights for 2021
During 2021, the PEN to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 11, valuing the pair at 4.2899. Conversely, the yearly low was recorded on June 8, dropping to 3.4619.
This high-to-low spread represents a total annual volatility of 0.8280 NAD. From a start-to-finish perspective, comparing the January average rate of 4.1579 to the December average rate of 3.9334, the exchange rate registered a net change of -5.40% (reflecting a weakening trend).
Looking at year-over-year peak valuations, the 2021 high of 4.2899 was down 24.21% compared to the 2020 peak of 5.6601, indicating shifts in long-term support levels.
Comparing the value generated converting 5,000 PEN based on timing:
Trend Visualization
Monthly average fluctuations over the course of 2021.
PEN to NAD Seasonal Trends & Volatility Analysis
A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.
Seasonal Halves (H1 vs H2)
SeasonalThe average exchange rate in the first half of the year (H1: Jan–Jun) was 3.9047, compared to 3.7317 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1730 points.
Volatility Range Comparison
VolatilityThe most volatile month in 2021 was November, with a trading range of 0.4354 NAD (High: 4.0308 / Low: 3.5954). On the other end, December was the most stable month, with a tight range of 0.1369 NAD (High: 4.0123 / Low: 3.8754).
Growth Streaks & Declines
TrendsBetween August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1974 points.
Same-Month Historical Baseline
YoY BaselineComparing the current year's strongest month average (January 2021: 4.1579) against the same month in 2020 (average: 4.3170), the exchange rate shifted by -0.1591 (-3.69%).
Monthly Breakdown
Statistical summary for each calendar month.
| Month | High | Low | Average |
|---|---|---|---|
| January | 4.2899 | 4.0329 | 4.1579 |
| February | 4.1419 | 3.9797 | 4.0414 |
| March | 4.2014 | 3.9477 | 4.0415 |
| April | 4.0808 | 3.7311 | 3.9241 |
| May | 3.8481 | 3.5804 | 3.7267 |
| June | 3.6005 | 3.4619 | 3.5368 |
| July | 3.7978 | 3.6013 | 3.6923 |
| August | 3.7815 | 3.4941 | 3.6041 |
| September | 3.6596 | 3.4779 | 3.6087 |
| October | 3.8014 | 3.6251 | 3.7024 |
| November | 4.0308 | 3.5954 | 3.8491 |
| December | 4.0123 | 3.8754 | 3.9334 |