YEARLY HIGH
4.5660 NAD
YEARLY LOW
3.5528 NAD
YEARLY AVERAGE
4.0205 NAD

2018 PEN to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the PEN to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 5, valuing the pair at 4.5660. Conversely, the yearly low was recorded on February 23, dropping to 3.5528.

This high-to-low spread represents a total annual volatility of 1.0132 NAD. From a start-to-finish perspective, comparing the January average rate of 3.7894 to the December average rate of 4.2318, the exchange rate registered a net change of 11.67% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 4.5660 was up 2.55% compared to the 2017 peak of 4.4525, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 22,830 NAD
2017 Average 20,407 NAD
Yearly Trough Low 17,764 NAD
Transaction Impact: A difference of 5,065.77 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

4.4949
3.5635
JanuMarcMayJulySeptNove

PEN to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.7827, compared to 4.2583 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4756 points.

H1 Avg (Jan–Jun) 3.7827
H2 Avg (Jul–Dec) 4.2583

Volatility Range Comparison

Volatility

The most volatile month in 2018 was June, with a trading range of 0.3686 NAD (High: 4.2169 / Low: 3.8483). On the other end, March was the most stable month, with a tight range of 0.0688 NAD (High: 3.6783 / Low: 3.6095).

June Spread (Volatile) ±0.3686
March Spread (Stable) ±0.0688

Growth Streaks & Declines

Trends

Between February and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.1741 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.1741

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2018: 4.4173) against the same month in 2017 (average: 4.0529), the exchange rate shifted by +0.3644 (+8.99%).

2018 Avg (September) 4.4173
2017 Avg (September) 4.0529

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.8765 3.6749 3.7894
February 3.7545 3.5528 3.6411
March 3.6783 3.6095 3.6468
April 3.8364 3.6636 3.7471
May 3.8751 3.7306 3.8243
June 4.2169 3.8483 4.0475
July 4.2118 4.0050 4.1080
August 4.3893 4.0400 4.2591
September 4.5660 4.2745 4.4173
October 4.4717 4.2656 4.3539
November 4.2920 4.0501 4.1797
December 4.3388 4.0378 4.2318