YEARLY HIGH
11.0932 NAD
YEARLY LOW
3.9998 NAD
YEARLY AVERAGE
4.3464 NAD

2019 PEN to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the PEN to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 19, valuing the pair at 11.0932. Conversely, the yearly low was recorded on February 3, dropping to 3.9998.

This high-to-low spread represents a total annual volatility of 7.0934 NAD. From a start-to-finish perspective, comparing the January average rate of 4.1539 to the December average rate of 4.2993, the exchange rate registered a net change of 3.50% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 11.0932 was up 142.95% compared to the 2018 peak of 4.5660, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 55,466 NAD
2018 Average 20,114 NAD
Yearly Trough Low 19,999 NAD
Transaction Impact: A difference of 35,467.01 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

4.5839
4.1097
JanuMarcMayJulySeptNove

PEN to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.3107, compared to 4.3820 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0713 points.

H1 Avg (Jan–Jun) 4.3107
H2 Avg (Jul–Dec) 4.3820

Volatility Range Comparison

Volatility

The most volatile month in 2019 was May, with a trading range of 6.8110 NAD (High: 11.0932 / Low: 4.2822). On the other end, July was the most stable month, with a tight range of 0.1000 NAD (High: 4.3169 / Low: 4.2169).

May Spread (Volatile) ±6.8110
July Spread (Stable) ±0.1000

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2019. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1630 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.1630

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2019: 4.5444) against the same month in 2018 (average: 3.8243), the exchange rate shifted by +0.7201 (+18.83%).

2019 Avg (May) 4.5444
2018 Avg (May) 3.8243

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.2753 4.0073 4.1539
February 4.2431 3.9998 4.1492
March 4.4104 4.2039 4.3467
April 4.4303 4.2351 4.2889
May 11.0932 4.2822 4.5444
June 4.5047 4.2885 4.3814
July 4.3169 4.2169 4.2601
August 4.5556 4.2867 4.4756
September 4.5195 4.3844 4.4264
October 4.5182 4.3485 4.4381
November 4.5190 4.3131 4.3925
December 4.3751 4.2278 4.2993