2012 PEN to NGN Historical Review

YEARLY HIGH

61.8161 NGN

YEARLY LOW

58.3357 NGN

YEARLY AVERAGE

60.1828 NGN

2012 PEN to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the PEN to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on July 16, valuing the pair at 61.8161. Conversely, the yearly low was recorded on February 26, dropping to 58.3357.

This high-to-low spread represents a total annual volatility of 3.4804 NGN. From a start-to-finish perspective, comparing the January average rate of 59.8974 to the December average rate of 61.2296, the exchange rate registered a net change of 2.22% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 61.8161 was up 1.41% compared to the 2011 peak of 60.9579, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 309,080 NGN

2011 Average 283,051 NGN

Yearly Trough Low 291,679 NGN

Transaction Impact: A difference of 17,401.84 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

61.4531

58.7711

JanuMarcMayJulySeptNove

PEN to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 59.5399, compared to 60.8257 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.2858 points.

H1 Avg (Jan–Jun) 59.5399

H2 Avg (Jul–Dec) 60.8257

Volatility Range Comparison

Volatility

The most volatile month in 2012 was June, with a trading range of 2.0936 NGN (High: 61.4214 / Low: 59.3279). On the other end, September was the most stable month, with a tight range of 0.3831 NGN (High: 60.7037 / Low: 60.3206).

June Spread (Volatile) ±2.0936

September Spread (Stable) ±0.3831

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.8355 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.8355

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 61.1925) against the same month in 2011 (average: 55.5323), the exchange rate shifted by +5.6602 (+10.19%).

2012 Avg (July) 61.1925

2011 Avg (July) 55.5323

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	60.4205	59.2300	59.8974
February	59.8927	58.3357	59.0619
March	59.2281	58.8322	58.9946
April	59.6700	58.9865	59.2325
May	59.6492	58.9175	59.3703
June	61.4214	59.3279	60.6826
July	61.8161	60.1308	61.1925
August	61.7125	59.9894	60.6690
September	60.7037	60.3206	60.5569
October	60.9917	60.2283	60.7084
November	61.1622	60.2474	60.5978
December	61.6110	60.8676	61.2296