YEARLY HIGH
452.7943 NGN
YEARLY LOW
400.3390 NGN
YEARLY AVERAGE
426.7712 NGN

2025 PEN to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PEN to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on February 4, valuing the pair at 452.7943. Conversely, the yearly low was recorded on April 20, dropping to 400.3390.

This high-to-low spread represents a total annual volatility of 52.4553 NGN. From a start-to-finish perspective, comparing the January average rate of 413.9467 to the December average rate of 431.4558, the exchange rate registered a net change of 4.23% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 452.7943 was up 0.62% compared to the 2024 peak of 450.0185, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 2,263,972 NGN
2024 Average 1,958,328 NGN
Yearly Trough Low 2,001,695 NGN
Transaction Impact: A difference of 262,276.72 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

438.3128
410.8274
JanuMarcMayJulySeptNove

PEN to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 423.2465, compared to 430.2960 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 7.0495 points.

H1 Avg (Jan–Jun) 423.2465
H2 Avg (Jul–Dec) 430.2960

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 49.6986 NGN (High: 452.7943 / Low: 403.0958). On the other end, November was the most stable month, with a tight range of 5.5441 NGN (High: 431.2249 / Low: 425.6808).

February Spread (Volatile) ±49.6986
November Spread (Stable) ±5.5441

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 5.0752 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -5.0752

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 413.1179) against the same month in 2024 (average: 359.3484), the exchange rate shifted by +53.7694 (+14.96%).

2025 Avg (February) 413.1179
2024 Avg (February) 359.3484

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 420.3064 408.6554 413.9467
February 452.7943 403.0958 413.1179
March 427.7337 403.3557 417.9122
April 438.8445 400.3390 427.5326
May 441.9228 431.2523 436.0224
June 437.8380 423.8362 430.9471
July 432.5513 425.1807 430.5881
August 442.1330 422.8555 432.9651
September 435.5056 424.9202 429.7333
October 434.4255 421.6002 428.5587
November 431.2249 425.6808 428.4748
December 434.1265 425.5477 431.4558