YEARLY HIGH
110.1864 NGN
YEARLY LOW
90.6169 NGN
YEARLY AVERAGE
107.9307 NGN

2019 PEN to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the PEN to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on July 20, valuing the pair at 110.1864. Conversely, the yearly low was recorded on August 27, dropping to 90.6169.

This high-to-low spread represents a total annual volatility of 19.5695 NGN. From a start-to-finish perspective, comparing the January average rate of 108.7094 to the December average rate of 108.1863, the exchange rate registered a net change of -0.48% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 110.1864 was down 2.09% compared to the 2018 peak of 112.5331, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 550,932 NGN
2018 Average 549,794 NGN
Yearly Trough Low 453,085 NGN
Transaction Impact: A difference of 97,847.48 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

110.0002
104.0235
JanuMarcMayJulySeptNove

PEN to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 108.0295, compared to 107.8319 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1976 points.

H1 Avg (Jan–Jun) 108.0295
H2 Avg (Jul–Dec) 107.8319

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 18.5284 NGN (High: 109.1453 / Low: 90.6169). On the other end, March was the most stable month, with a tight range of 1.0860 NGN (High: 109.4485 / Low: 108.3625).

August Spread (Volatile) ±18.5284
March Spread (Stable) ±1.0860

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 3.6416 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -3.6416

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2019: 109.5022) against the same month in 2018 (average: 110.0883), the exchange rate shifted by -0.5861 (-0.53%).

2019 Avg (July) 109.5022
2018 Avg (July) 110.0883

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 109.6085 107.7264 108.7094
February 109.7547 108.2959 108.8217
March 109.4485 108.3625 108.9569
April 109.7057 107.7530 109.0042
May 109.0015 106.7616 108.1631
June 109.4464 91.4461 104.5216
July 110.1864 108.8981 109.5022
August 109.1453 90.6169 106.2906
September 108.9368 106.4557 107.7321
October 108.4017 106.7739 107.7496
November 108.6006 106.5706 107.5306
December 109.6137 106.7545 108.1863