2014 PEN to NGN Historical Review

YEARLY HIGH

62.5203 NGN

YEARLY LOW

56.4225 NGN

YEARLY AVERAGE

58.1621 NGN

2014 PEN to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the PEN to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 62.5203. Conversely, the yearly low was recorded on October 4, dropping to 56.4225.

This high-to-low spread represents a total annual volatility of 6.0978 NGN. From a start-to-finish perspective, comparing the January average rate of 56.9867 to the December average rate of 61.4386, the exchange rate registered a net change of 7.81% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 62.5203 was up 1.14% compared to the 2013 peak of 61.8145, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 312,601 NGN

2013 Average 294,925 NGN

Yearly Trough Low 282,113 NGN

Transaction Impact: A difference of 30,488.76 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

61.9137

56.2119

JanuMarcMayJulySeptNove

PEN to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 58.0588, compared to 58.2654 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2066 points.

H1 Avg (Jan–Jun) 58.0588

H2 Avg (Jul–Dec) 58.2654

Volatility Range Comparison

Volatility

The most volatile month in 2014 was November, with a trading range of 4.4116 NGN (High: 61.1111 / Low: 56.6995). On the other end, March was the most stable month, with a tight range of 0.4412 NGN (High: 58.9803 / Low: 58.5392).

November Spread (Volatile) ±4.4116

March Spread (Stable) ±0.4412

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.6613 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.6613

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 61.4386) against the same month in 2013 (average: 57.1176), the exchange rate shifted by +4.3209 (+7.56%).

2014 Avg (December) 61.4386

2013 Avg (December) 57.1176

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	57.6708	56.5433	56.9867
February	59.0559	57.5466	58.2297
March	58.9803	58.5392	58.7052
April	58.6941	57.2441	58.0941
May	58.8202	56.6264	57.9608
June	58.8227	58.0012	58.3759
July	58.6295	57.9421	58.2425
August	58.1296	56.9849	57.5812
September	57.2037	56.6325	56.9330
October	56.9676	56.4225	56.6870
November	61.1111	56.6995	58.7101
December	62.5203	60.5649	61.4386