YEARLY HIGH
115.7392 NGN
YEARLY LOW
102.7925 NGN
YEARLY AVERAGE
108.8592 NGN

2020 PEN to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on April 30, valuing the pair at 115.7392. Conversely, the yearly low was recorded on March 19, dropping to 102.7925.

This high-to-low spread represents a total annual volatility of 12.9467 NGN. From a start-to-finish perspective, comparing the January average rate of 108.9360 to the December average rate of 106.6084, the exchange rate registered a net change of -2.14% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 115.7392 was up 5.04% compared to the 2019 peak of 110.1864, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 578,696 NGN
2019 Average 539,657 NGN
Yearly Trough Low 513,962 NGN
Transaction Impact: A difference of 64,733.67 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

114.7051
105.0779
JanuMarcMayJulySeptNove

PEN to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 110.2037, compared to 107.5148 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.6889 points.

H1 Avg (Jan–Jun) 110.2037
H2 Avg (Jul–Dec) 107.5148

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 10.9682 NGN (High: 113.7607 / Low: 102.7925). On the other end, July was the most stable month, with a tight range of 1.6808 NGN (High: 110.8980 / Low: 109.2173).

March Spread (Volatile) ±10.9682
July Spread (Stable) ±1.6808

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 2.3956 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -2.3956

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 113.1838) against the same month in 2019 (average: 109.0042), the exchange rate shifted by +4.1796 (+3.83%).

2020 Avg (April) 113.1838
2019 Avg (April) 109.0042

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 109.8290 106.9424 108.9360
February 108.2538 105.8040 107.3611
March 113.7607 102.7925 106.3311
April 115.7392 106.4092 113.1838
May 115.7180 112.5029 113.9028
June 114.0129 109.4724 111.5072
July 110.8980 109.2173 110.2283
August 109.9037 106.4841 108.1996
September 109.5567 105.9641 107.9185
October 107.9463 105.2378 106.2540
November 107.1998 103.8341 105.8801
December 109.3938 105.1684 106.6084