YEARLY HIGH
450.0185 NGN
YEARLY LOW
230.6719 NGN
YEARLY AVERAGE
391.6215 NGN

2024 PEN to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the PEN to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on October 1, valuing the pair at 450.0185. Conversely, the yearly low was recorded on January 17, dropping to 230.6719.

This high-to-low spread represents a total annual volatility of 219.3466 NGN. From a start-to-finish perspective, comparing the January average rate of 244.3890 to the December average rate of 421.0713, the exchange rate registered a net change of 72.30% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 450.0185 was up 85.35% compared to the 2023 peak of 242.7941, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 2,250,093 NGN
2023 Average 850,875 NGN
Yearly Trough Low 1,153,360 NGN
Transaction Impact: A difference of 1,096,733.08 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

462.6996
224.5426
JanuMarcMayJulySeptNove

PEN to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 355.6125, compared to 427.6304 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 72.0179 points.

H1 Avg (Jan–Jun) 355.6125
H2 Avg (Jul–Dec) 427.6304

Volatility Range Comparison

Volatility

The most volatile month in 2024 was February, with a trading range of 188.8605 NGN (High: 422.8737 / Low: 234.0132). On the other end, November was the most stable month, with a tight range of 14.5651 NGN (High: 449.9262 / Low: 435.3611).

February Spread (Volatile) ±188.8605
November Spread (Stable) ±14.5651

Growth Streaks & Declines

Trends

Between April and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 67.2958 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -67.2958

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2024: 436.7691) against the same month in 2023 (average: 203.8882), the exchange rate shifted by +232.8809 (+114.22%).

2024 Avg (October) 436.7691
2023 Avg (October) 203.8882

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 259.1143 230.6719 244.3890
February 422.8737 234.0132 359.3484
March 437.7660 375.2099 411.3925
April 382.1201 321.8610 344.0967
May 407.2230 328.7425 380.0459
June 401.0023 366.6309 394.4026
July 445.1953 370.4656 404.0784
August 444.3991 420.2348 427.4913
September 449.2474 421.6975 433.5191
October 450.0185 432.4482 436.7691
November 449.9262 435.3611 442.8531
December 449.4073 412.2743 421.0713