2026 PEN to NGN Historical Review

YEARLY HIGH

429.7703 NGN

YEARLY LOW

388.8140 NGN

YEARLY AVERAGE

404.1318 NGN

2026 PEN to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PEN to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 429.7703. Conversely, the yearly low was recorded on April 28, dropping to 388.8140.

This high-to-low spread represents a total annual volatility of 40.9562 NGN. From a start-to-finish perspective, comparing the January average rate of 422.9258 to the December average rate of 402.9594, the exchange rate registered a net change of -4.72% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 429.7703 was down 5.08% compared to the 2025 peak of 452.7943, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 2,148,851 NGN

2025 Average 2,134,286 NGN

Yearly Trough Low 1,944,070 NGN

Transaction Impact: A difference of 204,781.06 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

425.6077

393.4245

JanuMarcMayJuly

PEN to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 404.3568, compared to 403.4567 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.9001 points.

H1 Avg (Jan–Jun) 404.3568

H2 Avg (Jul–Dec) 403.4567

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 18.2702 NGN (High: 429.7703 / Low: 411.5001). On the other end, August was the most stable month, with a tight range of 1.3615 NGN (High: 403.7953 / Low: 402.4337).

January Spread (Volatile) ±18.2702

August Spread (Stable) ±1.3615

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 18.3477 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -18.3477

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 422.9258) against the same month in 2025 (average: 413.9467), the exchange rate shifted by +8.9791 (+2.17%).

2026 Avg (January) 422.9258

2025 Avg (January) 413.9467

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	429.7703	411.5001	422.9258
February	413.6400	399.8072	404.5781
March	409.1046	391.8163	400.3385
April	403.7093	388.8140	396.1064
May	403.4433	392.2965	401.3112
June	404.3158	392.4532	400.8806
July	407.1053	401.1994	403.9540
August	403.7953	402.4337	402.9594