YEARLY HIGH
0.4981 NZD
YEARLY LOW
0.4438 NZD
YEARLY AVERAGE
0.4681 NZD

2012 PEN to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the PEN to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 23, valuing the pair at 0.4981. Conversely, the yearly low was recorded on February 20, dropping to 0.4438.

This high-to-low spread represents a total annual volatility of 0.0543 NZD. From a start-to-finish perspective, comparing the January average rate of 0.4644 to the December average rate of 0.4695, the exchange rate registered a net change of 1.10% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.4981 was down 0.56% compared to the 2011 peak of 0.5009, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 2,490 NZD
2011 Average 2,296 NZD
Yearly Trough Low 2,219 NZD
Transaction Impact: A difference of 271.37 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.4883
0.4430
JanuMarcMayJulySeptNove

PEN to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4652, compared to 0.4710 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0057 points.

H1 Avg (Jan–Jun) 0.4652
H2 Avg (Jul–Dec) 0.4710

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0341 NZD (High: 0.4981 / Low: 0.4640). On the other end, February was the most stable month, with a tight range of 0.0067 NZD (High: 0.4504 / Low: 0.4438).

May Spread (Volatile) ±0.0341
February Spread (Stable) ±0.0067

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0176 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0176

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2012: 0.4845) against the same month in 2011 (average: 0.4516), the exchange rate shifted by +0.0329 (+7.29%).

2012 Avg (May) 0.4845
2011 Avg (May) 0.4516

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.4784 0.4496 0.4644
February 0.4504 0.4438 0.4467
March 0.4630 0.4474 0.4560
April 0.4645 0.4547 0.4597
May 0.4981 0.4640 0.4845
June 0.4909 0.4687 0.4800
July 0.4810 0.4668 0.4745
August 0.4786 0.4651 0.4714
September 0.4835 0.4626 0.4691
October 0.4763 0.4638 0.4713
November 0.4745 0.4637 0.4699
December 0.4785 0.4612 0.4695