2020 PEN to NZD Historical Review

YEARLY HIGH

0.5035 NZD

YEARLY LOW

0.3829 NZD

YEARLY AVERAGE

0.4417 NZD

2020 PEN to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 22, valuing the pair at 0.5035. Conversely, the yearly low was recorded on December 30, dropping to 0.3829.

This high-to-low spread represents a total annual volatility of 0.1206 NZD. From a start-to-finish perspective, comparing the January average rate of 0.4548 to the December average rate of 0.3914, the exchange rate registered a net change of -13.95% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.5035 was up 5.83% compared to the 2019 peak of 0.4758, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 2,518 NZD

2019 Average 2,275 NZD

Yearly Trough Low 1,915 NZD

Transaction Impact: A difference of 603.16 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.4992

0.3816

JanuMarcMayJulySeptNove

PEN to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4680, compared to 0.4155 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0525 points.

H1 Avg (Jan–Jun) 0.4680

H2 Avg (Jul–Dec) 0.4155

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0511 NZD (High: 0.5035 / Low: 0.4524). On the other end, February was the most stable month, with a tight range of 0.0096 NZD (High: 0.4666 / Low: 0.4571).

March Spread (Volatile) ±0.0511

February Spread (Stable) ±0.0096

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0344 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0344

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.4749) against the same month in 2019 (average: 0.4427), the exchange rate shifted by +0.0322 (+7.27%).

2020 Avg (March) 0.4749

2019 Avg (March) 0.4427

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4592	0.4454	0.4548
February	0.4666	0.4571	0.4615
March	0.5035	0.4524	0.4749
April	0.4994	0.4816	0.4894
May	0.4951	0.4693	0.4809
June	0.4647	0.4383	0.4465
July	0.4374	0.4239	0.4317
August	0.4305	0.4160	0.4253
September	0.4295	0.4172	0.4219
October	0.4248	0.4141	0.4190
November	0.4192	0.3945	0.4035
December	0.3960	0.3829	0.3914