2024 PEN to NZD Historical Review

YEARLY HIGH

0.4782 NZD

YEARLY LOW

0.4171 NZD

YEARLY AVERAGE

0.4407 NZD

2024 PEN to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the PEN to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 26, valuing the pair at 0.4782. Conversely, the yearly low was recorded on September 24, dropping to 0.4171.

This high-to-low spread represents a total annual volatility of 0.0611 NZD. From a start-to-finish perspective, comparing the January average rate of 0.4341 to the December average rate of 0.4671, the exchange rate registered a net change of 7.61% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.4782 was up 3.74% compared to the 2023 peak of 0.4610, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 2,391 NZD

2023 Average 2,179 NZD

Yearly Trough Low 2,085 NZD

Transaction Impact: A difference of 305.49 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.4712

0.4220

JanuMarcMayJulySeptNove

PEN to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4380, compared to 0.4434 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0054 points.

H1 Avg (Jan–Jun) 0.4380

H2 Avg (Jul–Dec) 0.4434

Volatility Range Comparison

Volatility

The most volatile month in 2024 was July, with a trading range of 0.0277 NZD (High: 0.4554 / Low: 0.4277). On the other end, June was the most stable month, with a tight range of 0.0078 NZD (High: 0.4352 / Low: 0.4274).

July Spread (Volatile) ±0.0277

June Spread (Stable) ±0.0078

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0140 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0140

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2024: 0.4671) against the same month in 2023 (average: 0.4297), the exchange rate shifted by +0.0374 (+8.70%).

2024 Avg (December) 0.4671

2023 Avg (December) 0.4297

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4401	0.4277	0.4341
February	0.4338	0.4218	0.4262
March	0.4541	0.4327	0.4432
April	0.4575	0.4465	0.4521
May	0.4505	0.4334	0.4416
June	0.4352	0.4274	0.4310
July	0.4554	0.4277	0.4406
August	0.4527	0.4260	0.4401
September	0.4313	0.4171	0.4261
October	0.4448	0.4296	0.4388
November	0.4585	0.4407	0.4477
December	0.4782	0.4525	0.4671