2021 PEN to NZD Historical Review

YEARLY HIGH

0.3956 NZD

YEARLY LOW

0.3408 NZD

YEARLY AVERAGE

0.3651 NZD

2021 PEN to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PEN to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 9, valuing the pair at 0.3956. Conversely, the yearly low was recorded on September 4, dropping to 0.3408.

This high-to-low spread represents a total annual volatility of 0.0548 NZD. From a start-to-finish perspective, comparing the January average rate of 0.3837 to the December average rate of 0.3645, the exchange rate registered a net change of -5.01% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.3956 was down 21.44% compared to the 2020 peak of 0.5035, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 1,978 NZD

2020 Average 2,208 NZD

Yearly Trough Low 1,704 NZD

Transaction Impact: A difference of 273.81 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.3876

0.3410

JanuMarcMayJulySeptNove

PEN to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3748, compared to 0.3554 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0194 points.

H1 Avg (Jan–Jun) 0.3748

H2 Avg (Jul–Dec) 0.3554

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0354 NZD (High: 0.3956 / Low: 0.3602). On the other end, December was the most stable month, with a tight range of 0.0088 NZD (High: 0.3689 / Low: 0.3601).

April Spread (Volatile) ±0.0354

December Spread (Stable) ±0.0088

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0135 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0135

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 0.3807) against the same month in 2020 (average: 0.4894), the exchange rate shifted by -0.1087 (-22.21%).

2021 Avg (April) 0.3807

2020 Avg (April) 0.4894

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3888	0.3775	0.3837
February	0.3836	0.3684	0.3786
March	0.3856	0.3726	0.3783
April	0.3956	0.3602	0.3807
May	0.3806	0.3565	0.3672
June	0.3678	0.3546	0.3601
July	0.3700	0.3584	0.3635
August	0.3654	0.3471	0.3515
September	0.3525	0.3408	0.3449
October	0.3626	0.3477	0.3528
November	0.3639	0.3472	0.3551
December	0.3689	0.3601	0.3645