2019 PEN to NZD Historical Review

YEARLY HIGH

0.4758 NZD

YEARLY LOW

0.4325 NZD

YEARLY AVERAGE

0.4550 NZD

2019 PEN to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the PEN to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 25, valuing the pair at 0.4758. Conversely, the yearly low was recorded on January 30, dropping to 0.4325.

This high-to-low spread represents a total annual volatility of 0.0433 NZD. From a start-to-finish perspective, comparing the January average rate of 0.4412 to the December average rate of 0.4520, the exchange rate registered a net change of 2.45% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.4758 was up 1.66% compared to the 2018 peak of 0.4680, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 2,379 NZD

2018 Average 2,201 NZD

Yearly Trough Low 2,162 NZD

Transaction Impact: A difference of 216.59 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.4731

0.4376

JanuMarcMayJulySeptNove

PEN to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4480, compared to 0.4619 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0139 points.

H1 Avg (Jan–Jun) 0.4480

H2 Avg (Jul–Dec) 0.4619

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 0.0227 NZD (High: 0.4737 / Low: 0.4510). On the other end, October was the most stable month, with a tight range of 0.0073 NZD (High: 0.4728 / Low: 0.4655).

August Spread (Volatile) ±0.0227

October Spread (Stable) ±0.0073

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0122 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0122

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2019: 0.4701) against the same month in 2018 (average: 0.4580), the exchange rate shifted by +0.0121 (+2.65%).

2019 Avg (September) 0.4701

2018 Avg (September) 0.4580

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4474	0.4325	0.4412
February	0.4465	0.4359	0.4405
March	0.4468	0.4379	0.4427
April	0.4571	0.4452	0.4510
May	0.4617	0.4538	0.4575
June	0.4619	0.4492	0.4553
July	0.4632	0.4489	0.4550
August	0.4737	0.4510	0.4603
September	0.4758	0.4633	0.4701
October	0.4728	0.4655	0.4698
November	0.4715	0.4577	0.4642
December	0.4585	0.4462	0.4520