2022 PEN to NZD Historical Review

YEARLY HIGH

0.4542 NZD

YEARLY LOW

0.3664 NZD

YEARLY AVERAGE

0.4114 NZD

2022 PEN to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the PEN to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 14, valuing the pair at 0.4542. Conversely, the yearly low was recorded on January 1, dropping to 0.3664.

This high-to-low spread represents a total annual volatility of 0.0878 NZD. From a start-to-finish perspective, comparing the January average rate of 0.3812 to the December average rate of 0.4114, the exchange rate registered a net change of 7.91% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.4542 was up 14.82% compared to the 2021 peak of 0.3956, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 2,271 NZD

2021 Average 1,825 NZD

Yearly Trough Low 1,832 NZD

Transaction Impact: A difference of 439.18 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.4484

0.3751

JanuMarcMayJulySeptNove

PEN to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3997, compared to 0.4230 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0234 points.

H1 Avg (Jan–Jun) 0.3997

H2 Avg (Jul–Dec) 0.4230

Volatility Range Comparison

Volatility

The most volatile month in 2022 was January, with a trading range of 0.0313 NZD (High: 0.3977 / Low: 0.3664). On the other end, February was the most stable month, with a tight range of 0.0120 NZD (High: 0.4009 / Low: 0.3889).

January Spread (Volatile) ±0.0313

February Spread (Stable) ±0.0120

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0177 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0177

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2022: 0.4423) against the same month in 2021 (average: 0.3528), the exchange rate shifted by +0.0896 (+25.38%).

2022 Avg (October) 0.4423

2021 Avg (October) 0.3528

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3977	0.3664	0.3812
February	0.4009	0.3889	0.3952
March	0.3999	0.3800	0.3890
April	0.4037	0.3880	0.3965
May	0.4240	0.3993	0.4159
June	0.4284	0.4099	0.4202
July	0.4236	0.4049	0.4137
August	0.4284	0.4001	0.4129
September	0.4514	0.4203	0.4333
October	0.4542	0.4304	0.4423
November	0.4383	0.4125	0.4246
December	0.4209	0.4033	0.4114