2014 PEN to NZD Historical Review

YEARLY HIGH

0.4449 NZD

YEARLY LOW

0.4060 NZD

YEARLY AVERAGE

0.4248 NZD

2014 PEN to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the PEN to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 1, valuing the pair at 0.4449. Conversely, the yearly low was recorded on June 26, dropping to 0.4060.

This high-to-low spread represents a total annual volatility of 0.0388 NZD. From a start-to-finish perspective, comparing the January average rate of 0.4305 to the December average rate of 0.4349, the exchange rate registered a net change of 1.03% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.4449 was down 6.18% compared to the 2013 peak of 0.4742, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 2,224 NZD

2013 Average 2,259 NZD

Yearly Trough Low 2,030 NZD

Transaction Impact: A difference of 194.15 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.4404

0.4108

JanuMarcMayJulySeptNove

PEN to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4208, compared to 0.4288 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0080 points.

H1 Avg (Jan–Jun) 0.4208

H2 Avg (Jul–Dec) 0.4288

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0258 NZD (High: 0.4443 / Low: 0.4185). On the other end, August was the most stable month, with a tight range of 0.0060 NZD (High: 0.4246 / Low: 0.4186).

September Spread (Volatile) ±0.0258

August Spread (Stable) ±0.0060

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0110 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0110

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2014: 0.4379) against the same month in 2013 (average: 0.4327), the exchange rate shifted by +0.0052 (+1.20%).

2014 Avg (October) 0.4379

2013 Avg (October) 0.4327

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4380	0.4264	0.4305
February	0.4379	0.4244	0.4290
March	0.4262	0.4100	0.4180
April	0.4207	0.4109	0.4160
May	0.4256	0.4093	0.4166
June	0.4277	0.4060	0.4148
July	0.4224	0.4078	0.4132
August	0.4246	0.4186	0.4213
September	0.4443	0.4185	0.4291
October	0.4449	0.4319	0.4379
November	0.4429	0.4307	0.4365
December	0.4417	0.4271	0.4349