2026 PEN to NZD Historical Review

YEARLY HIGH

0.5187 NZD

YEARLY LOW

0.4834 NZD

YEARLY AVERAGE

0.4993 NZD

2026 PEN to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PEN to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 9, valuing the pair at 0.5187. Conversely, the yearly low was recorded on May 2, dropping to 0.4834.

This high-to-low spread represents a total annual volatility of 0.0353 NZD. From a start-to-finish perspective, comparing the January average rate of 0.5103 to the December average rate of 0.5011, the exchange rate registered a net change of -1.81% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.5187 was down 2.00% compared to the 2025 peak of 0.5293, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 2,593 NZD

2025 Average 2,413 NZD

Yearly Trough Low 2,417 NZD

Transaction Impact: A difference of 176.30 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.5121

0.4901

JanuFebrMarcApriMayJune

PEN to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4993, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.4993 points.

H1 Avg (Jan–Jun) 0.4993

H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 0.0266 NZD (High: 0.5108 / Low: 0.4843). On the other end, February was the most stable month, with a tight range of 0.0094 NZD (High: 0.5013 / Low: 0.4919).

April Spread (Volatile) ±0.0266

February Spread (Stable) ±0.0094

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0142 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0142

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.5103) against the same month in 2025 (average: 0.4741), the exchange rate shifted by +0.0362 (+7.64%).

2026 Avg (January) 0.5103

2025 Avg (January) 0.4741

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5187	0.4922	0.5103
February	0.5013	0.4919	0.4960
March	0.5046	0.4844	0.4976
April	0.5108	0.4843	0.4987
May	0.4976	0.4834	0.4919
June	0.5071	0.4930	0.5011