2015 PEN to NZD Historical Review

YEARLY HIGH

0.4952 NZD

YEARLY LOW

0.4137 NZD

YEARLY AVERAGE

0.4504 NZD

2015 PEN to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the PEN to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 23, valuing the pair at 0.4952. Conversely, the yearly low was recorded on April 28, dropping to 0.4137.

This high-to-low spread represents a total annual volatility of 0.0815 NZD. From a start-to-finish perspective, comparing the January average rate of 0.4361 to the December average rate of 0.4383, the exchange rate registered a net change of 0.51% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.4952 was up 11.31% compared to the 2014 peak of 0.4449, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 2,476 NZD

2014 Average 2,124 NZD

Yearly Trough Low 2,069 NZD

Transaction Impact: A difference of 407.25 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.4974

0.4159

JanuMarcMayJulySeptNove

PEN to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4354, compared to 0.4653 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0299 points.

H1 Avg (Jan–Jun) 0.4354

H2 Avg (Jul–Dec) 0.4653

Volatility Range Comparison

Volatility

The most volatile month in 2015 was October, with a trading range of 0.0343 NZD (High: 0.4830 / Low: 0.4487). On the other end, September was the most stable month, with a tight range of 0.0116 NZD (High: 0.4952 / Low: 0.4836).

October Spread (Volatile) ±0.0343

September Spread (Stable) ±0.0116

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0296 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0296

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2015: 0.4906) against the same month in 2014 (average: 0.4291), the exchange rate shifted by +0.0615 (+14.34%).

2015 Avg (September) 0.4906

2014 Avg (September) 0.4291

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4534	0.4258	0.4361
February	0.4506	0.4268	0.4361
March	0.4430	0.4237	0.4329
April	0.4334	0.4137	0.4227
May	0.4470	0.4214	0.4308
June	0.4633	0.4414	0.4538
July	0.4828	0.4664	0.4735
August	0.4850	0.4578	0.4716
September	0.4952	0.4836	0.4906
October	0.4830	0.4487	0.4610
November	0.4632	0.4501	0.4570
December	0.4480	0.4280	0.4383