2012 SAR to SGD Historical Review

YEARLY HIGH

0.3464 SGD

YEARLY LOW

0.3244 SGD

YEARLY AVERAGE

0.3332 SGD

2012 SAR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SAR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.3464. Conversely, the yearly low was recorded on October 17, dropping to 0.3244.

This high-to-low spread represents a total annual volatility of 0.0221 SGD. From a start-to-finish perspective, comparing the January average rate of 0.3412 to the December average rate of 0.3255, the exchange rate registered a net change of -4.61% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.3464 was down 1.15% compared to the 2011 peak of 0.3504, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 1,732 SGD

2011 Average 1,676 SGD

Yearly Trough Low 1,622 SGD

Transaction Impact: A difference of 110.27 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.3428

0.3239

JanuMarcMayJulySeptNove

SAR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3371, compared to 0.3292 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0078 points.

H1 Avg (Jan–Jun) 0.3371

H2 Avg (Jul–Dec) 0.3292

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0138 SGD (High: 0.3433 / Low: 0.3296). On the other end, December was the most stable month, with a tight range of 0.0016 SGD (High: 0.3263 / Low: 0.3247).

May Spread (Volatile) ±0.0138

December Spread (Stable) ±0.0016

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0068 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0068

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.3412) against the same month in 2011 (average: 0.3431), the exchange rate shifted by -0.0019 (-0.55%).

2012 Avg (January) 0.3412

2011 Avg (January) 0.3431

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3464	0.3340	0.3412
February	0.3377	0.3318	0.3344
March	0.3380	0.3331	0.3356
April	0.3364	0.3298	0.3335
May	0.3433	0.3296	0.3366
June	0.3450	0.3376	0.3410
July	0.3390	0.3317	0.3361
August	0.3343	0.3309	0.3328
September	0.3329	0.3253	0.3284
October	0.3285	0.3244	0.3264
November	0.3273	0.3254	0.3263
December	0.3263	0.3247	0.3255