2025 SAR to SGD Historical Review

YEARLY HIGH

0.3655 SGD

YEARLY LOW

0.3388 SGD

YEARLY AVERAGE

0.3485 SGD

2025 SAR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SAR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 12, valuing the pair at 0.3655. Conversely, the yearly low was recorded on June 30, dropping to 0.3388.

This high-to-low spread represents a total annual volatility of 0.0267 SGD. From a start-to-finish perspective, comparing the January average rate of 0.3629 to the December average rate of 0.3440, the exchange rate registered a net change of -5.20% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.3655 was up 0.41% compared to the 2024 peak of 0.3640, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 1,828 SGD

2024 Average 1,781 SGD

Yearly Trough Low 1,694 SGD

Transaction Impact: A difference of 133.58 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.3651

0.3394

JanuMarcMayJulySeptNove

SAR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3530, compared to 0.3439 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0092 points.

H1 Avg (Jan–Jun) 0.3530

H2 Avg (Jul–Dec) 0.3439

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0121 SGD (High: 0.3603 / Low: 0.3481). On the other end, August was the most stable month, with a tight range of 0.0029 SGD (High: 0.3439 / Low: 0.3411).

April Spread (Volatile) ±0.0121

August Spread (Stable) ±0.0029

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0074 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0074

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.3629) against the same month in 2024 (average: 0.3562), the exchange rate shifted by +0.0067 (+1.88%).

2025 Avg (January) 0.3629

2024 Avg (January) 0.3562

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3655	0.3589	0.3629
February	0.3647	0.3556	0.3591
March	0.3603	0.3544	0.3563
April	0.3603	0.3481	0.3527
May	0.3495	0.3423	0.3453
June	0.3438	0.3388	0.3420
July	0.3460	0.3393	0.3415
August	0.3439	0.3411	0.3424
September	0.3451	0.3401	0.3427
October	0.3466	0.3434	0.3455
November	0.3487	0.3457	0.3472
December	0.3457	0.3421	0.3440