2018 SAR to SGD Historical Review

YEARLY HIGH

0.3694 SGD

YEARLY LOW

0.3484 SGD

YEARLY AVERAGE

0.3597 SGD

2018 SAR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the SAR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 30, valuing the pair at 0.3694. Conversely, the yearly low was recorded on January 28, dropping to 0.3484.

This high-to-low spread represents a total annual volatility of 0.0210 SGD. From a start-to-finish perspective, comparing the January average rate of 0.3524 to the December average rate of 0.3655, the exchange rate registered a net change of 3.70% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.3694 was down 4.50% compared to the 2017 peak of 0.3868, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 1,847 SGD

2017 Average 1,841 SGD

Yearly Trough Low 1,742 SGD

Transaction Impact: A difference of 105.01 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.3696

0.3490

JanuMarcMayJulySeptNove

SAR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3537, compared to 0.3656 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0119 points.

H1 Avg (Jan–Jun) 0.3537

H2 Avg (Jul–Dec) 0.3656

Volatility Range Comparison

Volatility

The most volatile month in 2018 was June, with a trading range of 0.0104 SGD (High: 0.3649 / Low: 0.3544). On the other end, October was the most stable month, with a tight range of 0.0036 SGD (High: 0.3694 / Low: 0.3658).

June Spread (Volatile) ±0.0104

October Spread (Stable) ±0.0036

Growth Streaks & Declines

Trends

Between March and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0013 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0013

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2018: 0.3678) against the same month in 2017 (average: 0.3626), the exchange rate shifted by +0.0053 (+1.46%).

2018 Avg (October) 0.3678

2017 Avg (October) 0.3626

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3566	0.3484	0.3524
February	0.3550	0.3489	0.3520
March	0.3526	0.3488	0.3507
April	0.3541	0.3490	0.3509
May	0.3595	0.3520	0.3570
June	0.3649	0.3544	0.3595
July	0.3650	0.3614	0.3634
August	0.3679	0.3632	0.3650
September	0.3677	0.3636	0.3656
October	0.3694	0.3658	0.3678
November	0.3691	0.3651	0.3665
December	0.3671	0.3633	0.3655