2017 SAR to SGD Historical Review

YEARLY HIGH

0.3868 SGD

YEARLY LOW

0.3566 SGD

YEARLY AVERAGE

0.3682 SGD

2017 SAR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2017

During 2017, the SAR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.3868. Conversely, the yearly low was recorded on December 30, dropping to 0.3566.

This high-to-low spread represents a total annual volatility of 0.0302 SGD. From a start-to-finish perspective, comparing the January average rate of 0.3812 to the December average rate of 0.3590, the exchange rate registered a net change of -5.82% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2017 high of 0.3868 was up 0.03% compared to the 2016 peak of 0.3866, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 1,934 SGD

2016 Average 1,841 SGD

Yearly Trough Low 1,783 SGD

Transaction Impact: A difference of 151.04 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2017.

0.3834

0.3568

JanuMarcMayJulySeptNove

SAR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3745, compared to 0.3619 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0126 points.

H1 Avg (Jan–Jun) 0.3745

H2 Avg (Jul–Dec) 0.3619

Volatility Range Comparison

Volatility

The most volatile month in 2017 was January, with a trading range of 0.0109 SGD (High: 0.3868 / Low: 0.3759). On the other end, April was the most stable month, with a tight range of 0.0032 SGD (High: 0.3746 / Low: 0.3715).

January Spread (Volatile) ±0.0109

April Spread (Stable) ±0.0032

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2017. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0040 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0040

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2017: 0.3812) against the same month in 2016 (average: 0.3815), the exchange rate shifted by -0.0004 (-0.10%).

2017 Avg (January) 0.3812

2016 Avg (January) 0.3815

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3868	0.3759	0.3812
February	0.3795	0.3746	0.3772
March	0.3790	0.3718	0.3747
April	0.3746	0.3715	0.3728
May	0.3765	0.3684	0.3719
June	0.3706	0.3668	0.3690
July	0.3693	0.3615	0.3654
August	0.3645	0.3613	0.3628
September	0.3624	0.3572	0.3600
October	0.3649	0.3598	0.3626
November	0.3640	0.3586	0.3615
December	0.3608	0.3566	0.3590