2016 SAR to SGD Historical Review

YEARLY HIGH

0.3866 SGD

YEARLY LOW

0.3568 SGD

YEARLY AVERAGE

0.3682 SGD

2016 SAR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the SAR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 22, valuing the pair at 0.3866. Conversely, the yearly low was recorded on June 22, dropping to 0.3568.

This high-to-low spread represents a total annual volatility of 0.0298 SGD. From a start-to-finish perspective, comparing the January average rate of 0.3815 to the December average rate of 0.3830, the exchange rate registered a net change of 0.37% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.3866 was up 1.19% compared to the 2015 peak of 0.3821, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 1,933 SGD

2015 Average 1,832 SGD

Yearly Trough Low 1,784 SGD

Transaction Impact: A difference of 149.15 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.3853

0.3571

JanuMarcMayJulySeptNove

SAR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3681, compared to 0.3683 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.3681

H2 Avg (Jul–Dec) 0.3683

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 0.0141 SGD (High: 0.3738 / Low: 0.3597). On the other end, April was the most stable month, with a tight range of 0.0050 SGD (High: 0.3626 / Low: 0.3576).

March Spread (Volatile) ±0.0141

April Spread (Stable) ±0.0050

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0088 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0088

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 0.3830) against the same month in 2015 (average: 0.3752), the exchange rate shifted by +0.0078 (+2.07%).

2016 Avg (December) 0.3830

2015 Avg (December) 0.3752

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3842	0.3765	0.3815
February	0.3808	0.3706	0.3746
March	0.3738	0.3597	0.3658
April	0.3626	0.3576	0.3601
May	0.3682	0.3577	0.3653
June	0.3673	0.3568	0.3610
July	0.3627	0.3576	0.3598
August	0.3635	0.3573	0.3595
September	0.3646	0.3595	0.3625
October	0.3717	0.3633	0.3687
November	0.3818	0.3688	0.3763
December	0.3866	0.3771	0.3830