YEARLY HIGH
0.3445 SGD
YEARLY LOW
0.3362 SGD
YEARLY AVERAGE
0.3405 SGD

2026 SAR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the SAR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 27, valuing the pair at 0.3445. Conversely, the yearly low was recorded on January 27, dropping to 0.3362.

This high-to-low spread represents a total annual volatility of 0.0083 SGD. From a start-to-finish perspective, comparing the January average rate of 0.3415 to the December average rate of 0.3422, the exchange rate registered a net change of 0.22% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.3445 was down 5.75% compared to the 2025 peak of 0.3655, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 1,723 SGD
2025 Average 1,742 SGD
Yearly Trough Low 1,681 SGD
Transaction Impact: A difference of 41.69 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.3427
0.3374
JanuFebrMarcApriMayJune

SAR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3405, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3405 points.

H1 Avg (Jan–Jun) 0.3405
H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0075 SGD (High: 0.3437 / Low: 0.3362). On the other end, May was the most stable month, with a tight range of 0.0029 SGD (High: 0.3414 / Low: 0.3385).

January Spread (Volatile) ±0.0075
May Spread (Stable) ±0.0029

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0037 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0037

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 0.3412) against the same month in 2025 (average: 0.3563), the exchange rate shifted by -0.0151 (-4.24%).

2026 Avg (March) 0.3412
2025 Avg (March) 0.3563

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.3437 0.3362 0.3415
February 0.3402 0.3365 0.3378
March 0.3445 0.3391 0.3412
April 0.3430 0.3386 0.3402
May 0.3414 0.3385 0.3399
June 0.3435 0.3403 0.3422