2019 SAR to SGD Historical Review

YEARLY HIGH

0.3710 SGD

YEARLY LOW

0.3588 SGD

YEARLY AVERAGE

0.3637 SGD

2019 SAR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the SAR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 2, valuing the pair at 0.3710. Conversely, the yearly low was recorded on March 20, dropping to 0.3588.

This high-to-low spread represents a total annual volatility of 0.0122 SGD. From a start-to-finish perspective, comparing the January average rate of 0.3616 to the December average rate of 0.3617, the exchange rate registered a net change of 0.01% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.3710 was up 0.44% compared to the 2018 peak of 0.3694, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 1,855 SGD

2018 Average 1,799 SGD

Yearly Trough Low 1,794 SGD

Transaction Impact: A difference of 61.15 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.3701

0.3601

JanuMarcMayJulySeptNove

SAR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3623, compared to 0.3650 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0027 points.

H1 Avg (Jan–Jun) 0.3623

H2 Avg (Jul–Dec) 0.3650

Volatility Range Comparison

Volatility

The most volatile month in 2019 was January, with a trading range of 0.0070 SGD (High: 0.3659 / Low: 0.3589). On the other end, April was the most stable month, with a tight range of 0.0028 SGD (High: 0.3633 / Low: 0.3605).

January Spread (Volatile) ±0.0070

April Spread (Stable) ±0.0028

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0025 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0025

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2019: 0.3679) against the same month in 2018 (average: 0.3656), the exchange rate shifted by +0.0022 (+0.61%).

2019 Avg (September) 0.3679

2018 Avg (September) 0.3656

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3659	0.3589	0.3616
February	0.3628	0.3593	0.3610
March	0.3628	0.3588	0.3610
April	0.3633	0.3605	0.3616
May	0.3681	0.3627	0.3655
June	0.3664	0.3596	0.3632
July	0.3665	0.3615	0.3630
August	0.3708	0.3670	0.3693
September	0.3710	0.3661	0.3679
October	0.3693	0.3628	0.3653
November	0.3648	0.3619	0.3631
December	0.3646	0.3593	0.3617