2022 SAR to SGD Historical Review

YEARLY HIGH

0.3827 SGD

YEARLY LOW

0.3567 SGD

YEARLY AVERAGE

0.3671 SGD

2022 SAR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the SAR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 11, valuing the pair at 0.3827. Conversely, the yearly low was recorded on December 31, dropping to 0.3567.

This high-to-low spread represents a total annual volatility of 0.0261 SGD. From a start-to-finish perspective, comparing the January average rate of 0.3599 to the December average rate of 0.3596, the exchange rate registered a net change of -0.08% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.3827 was up 4.60% compared to the 2021 peak of 0.3659, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 1,914 SGD

2021 Average 1,791 SGD

Yearly Trough Low 1,783 SGD

Transaction Impact: A difference of 130.31 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.3808

0.3572

JanuMarcMayJulySeptNove

SAR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3638, compared to 0.3704 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0066 points.

H1 Avg (Jan–Jun) 0.3638

H2 Avg (Jul–Dec) 0.3704

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.0167 SGD (High: 0.3783 / Low: 0.3616). On the other end, March was the most stable month, with a tight range of 0.0036 SGD (High: 0.3642 / Low: 0.3605).

November Spread (Volatile) ±0.0167

March Spread (Stable) ±0.0036

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0104 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0104

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2022: 0.3788) against the same month in 2021 (average: 0.3603), the exchange rate shifted by +0.0185 (+5.15%).

2022 Avg (October) 0.3788

2021 Avg (October) 0.3603

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3625	0.3583	0.3599
February	0.3623	0.3578	0.3591
March	0.3642	0.3605	0.3622
April	0.3697	0.3617	0.3642
May	0.3723	0.3645	0.3684
June	0.3716	0.3654	0.3691
July	0.3751	0.3673	0.3714
August	0.3722	0.3645	0.3686
September	0.3825	0.3714	0.3758
October	0.3827	0.3733	0.3788
November	0.3783	0.3616	0.3685
December	0.3618	0.3567	0.3596