2013 SAR to SGD Historical Review

YEARLY HIGH

0.3420 SGD

YEARLY LOW

0.3255 SGD

YEARLY AVERAGE

0.3336 SGD

2013 SAR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the SAR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 27, valuing the pair at 0.3420. Conversely, the yearly low was recorded on January 2, dropping to 0.3255.

This high-to-low spread represents a total annual volatility of 0.0165 SGD. From a start-to-finish perspective, comparing the January average rate of 0.3274 to the December average rate of 0.3358, the exchange rate registered a net change of 2.55% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.3420 was down 1.27% compared to the 2012 peak of 0.3464, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 1,710 SGD

2012 Average 1,666 SGD

Yearly Trough Low 1,628 SGD

Transaction Impact: A difference of 82.41 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.3403

0.3263

JanuMarcMayJulySeptNove

SAR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3315, compared to 0.3357 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0041 points.

H1 Avg (Jan–Jun) 0.3315

H2 Avg (Jul–Dec) 0.3357

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 0.0104 SGD (High: 0.3381 / Low: 0.3277). On the other end, February was the most stable month, with a tight range of 0.0013 SGD (High: 0.3309 / Low: 0.3296).

May Spread (Volatile) ±0.0104

February Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0053 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0053

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2013: 0.3391) against the same month in 2012 (average: 0.3328), the exchange rate shifted by +0.0063 (+1.88%).

2013 Avg (August) 0.3391

2012 Avg (August) 0.3328

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3301	0.3255	0.3274
February	0.3309	0.3296	0.3302
March	0.3336	0.3305	0.3322
April	0.3312	0.3289	0.3302
May	0.3381	0.3277	0.3330
June	0.3404	0.3323	0.3361
July	0.3416	0.3358	0.3380
August	0.3420	0.3353	0.3391
September	0.3413	0.3329	0.3368
October	0.3340	0.3295	0.3315
November	0.3348	0.3313	0.3327
December	0.3386	0.3330	0.3358