2012 SCR to SGD Historical Review

YEARLY HIGH

0.0975 SGD

YEARLY LOW

0.0836 SGD

YEARLY AVERAGE

0.0911 SGD

2012 SCR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SCR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.0975. Conversely, the yearly low was recorded on July 19, dropping to 0.0836.

This high-to-low spread represents a total annual volatility of 0.0139 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0922 to the December average rate of 0.0932, the exchange rate registered a net change of 1.11% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0975 was down 8.33% compared to the 2011 peak of 0.1064, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 488 SGD

2011 Average 505 SGD

Yearly Trough Low 418 SGD

Transaction Impact: A difference of 69.44 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0954

0.0859

JanuMarcMayJulySeptNove

SCR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0897, compared to 0.0926 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0029 points.

H1 Avg (Jan–Jun) 0.0897

H2 Avg (Jul–Dec) 0.0926

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0093 SGD (High: 0.0975 / Low: 0.0882). On the other end, December was the most stable month, with a tight range of 0.0006 SGD (High: 0.0935 / Low: 0.0929).

January Spread (Volatile) ±0.0093

December Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0027 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0027

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.0922) against the same month in 2011 (average: 0.1036), the exchange rate shifted by -0.0114 (-10.97%).

2012 Avg (January) 0.0922

2011 Avg (January) 0.1036

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0975	0.0882	0.0922
February	0.0911	0.0875	0.0895
March	0.0920	0.0881	0.0893
April	0.0906	0.0868	0.0892
May	0.0911	0.0867	0.0893
June	0.0910	0.0868	0.0885
July	0.0896	0.0836	0.0867
August	0.0962	0.0884	0.0942
September	0.0962	0.0938	0.0946
October	0.0946	0.0925	0.0934
November	0.0938	0.0926	0.0932
December	0.0935	0.0929	0.0932