2018 SCR to SGD Historical Review

YEARLY HIGH

0.1017 SGD

YEARLY LOW

0.0930 SGD

YEARLY AVERAGE

0.0991 SGD

2018 SCR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the SCR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 30, valuing the pair at 0.1017. Conversely, the yearly low was recorded on January 25, dropping to 0.0930.

This high-to-low spread represents a total annual volatility of 0.0087 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0950 to the December average rate of 0.1003, the exchange rate registered a net change of 5.53% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.1017 was down 8.33% compared to the 2017 peak of 0.1109, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 508 SGD

2017 Average 508 SGD

Yearly Trough Low 465 SGD

Transaction Impact: A difference of 43.42 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.1017

0.0944

JanuMarcMayJulySeptNove

SCR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0975, compared to 0.1006 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0031 points.

H1 Avg (Jan–Jun) 0.0975

H2 Avg (Jul–Dec) 0.1006

Volatility Range Comparison

Volatility

The most volatile month in 2018 was February, with a trading range of 0.0062 SGD (High: 0.0996 / Low: 0.0935). On the other end, July was the most stable month, with a tight range of 0.0010 SGD (High: 0.1011 / Low: 0.1001).

February Spread (Volatile) ±0.0062

July Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0006 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2018: 0.1011) against the same month in 2017 (average: 0.0993), the exchange rate shifted by +0.0018 (+1.84%).

2018 Avg (October) 0.1011

2017 Avg (October) 0.0993

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0973	0.0930	0.0950
February	0.0996	0.0935	0.0970
March	0.0980	0.0932	0.0964
April	0.0987	0.0952	0.0977
May	0.1001	0.0952	0.0993
June	0.1011	0.0985	0.0998
July	0.1011	0.1001	0.1006
August	0.1015	0.1002	0.1007
September	0.1014	0.0953	0.1005
October	0.1017	0.0994	0.1011
November	0.1015	0.1004	0.1007
December	0.1009	0.0986	0.1003