2021 SCR to SGD Historical Review

YEARLY HIGH

0.1072 SGD

YEARLY LOW

0.0612 SGD

YEARLY AVERAGE

0.0862 SGD

2021 SCR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SCR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 3, valuing the pair at 0.1072. Conversely, the yearly low was recorded on January 10, dropping to 0.0612.

This high-to-low spread represents a total annual volatility of 0.0460 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0625 to the December average rate of 0.1014, the exchange rate registered a net change of 62.30% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1072 was down 5.25% compared to the 2020 peak of 0.1132, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 536 SGD

2020 Average 411 SGD

Yearly Trough Low 306 SGD

Transaction Impact: A difference of 229.93 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1067

0.0584

JanuMarcMayJulySeptNove

SCR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0735, compared to 0.0989 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0254 points.

H1 Avg (Jan–Jun) 0.0735

H2 Avg (Jul–Dec) 0.0989

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0308 SGD (High: 0.0955 / Low: 0.0647). On the other end, January was the most stable month, with a tight range of 0.0015 SGD (High: 0.0628 / Low: 0.0612).

April Spread (Volatile) ±0.0308

January Spread (Stable) ±0.0015

Growth Streaks & Declines

Trends

Between January and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0047 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0047

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.1014) against the same month in 2020 (average: 0.0628), the exchange rate shifted by +0.0385 (+61.31%).

2021 Avg (December) 0.1014

2020 Avg (December) 0.0628

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0628	0.0612	0.0625
February	0.0635	0.0616	0.0627
March	0.0661	0.0626	0.0634
April	0.0955	0.0647	0.0824
May	0.0899	0.0802	0.0845
June	0.0913	0.0802	0.0858
July	0.1003	0.0825	0.0918
August	0.1057	0.0886	0.0989
September	0.1053	0.0962	0.1027
October	0.1053	0.0903	0.0980
November	0.1072	0.0913	0.1007
December	0.1072	0.0914	0.1014